Even if your account does not meet either of these criteria, a credit line increase may still be. Have received a credit line increase or decrease over the past several months. Accounts that are usually ineligible: Are new accounts opened within the past several months. If the Platinum card is started out on favorable terms (700+ scores) it can grow just like any other Capital One product. Some accounts aren't eligible for increased credit lines upon request. Why they would go for that card over a rewards card doesn't make much sense, but I'm sure people without knowing any better have done this.
It is possible, though, for someone with great credit scores to apply for the Platinum. The Capital One QuicksilverOne card also has a 39. This card's credit requirements are similar to Capital One Platinum’s, but it offers 1.5 - 5 cash back on all purchases. Capital One Platinum Credit Card If you want to avoid an annual fee and have at least fair credit, the Capital One Platinum card is one of our top picks.
#CAPITOL ONE PLATINUM UPGRADE#
It doesn't matter if you bring your credit scores to 800+, they'll still keep you at your low limit if you took on the account with a low starting score. If you don’t qualify for an upgrade from Capital One Platinum to Capital One Quicksilver, consider the Capital One QuicksilverOne Cash Rewards Credit Card instead. The problem is that when the card is obtained at a low score such as that, the account is forever viewed as a "starter" account and the limit will not grow much at all. Yes, the Platinum is their entry-level unsecured card that someone with a high 500's-low 600's score can get. Question, aren't the Cap1 Platinum Cards more for the lower credit scores? Seems in reading the bigger limits go with the QS and Venture. If my capital one card won't grow further, I would prefer to shift spending to my chase card and try to grow that credit wrote: I also have a Discover card with $49,000 credit limit and an old Chase platinum card with freedom rewards with a $20,000 limit. Platinum card without combining cards or any opening additional accounts? I'm wondering if I can still get more CLI on this card or will I hit a limit soon since platinum is one of Capital One's starter cards? What's the highest limit you have on a C.O. I also got it upgraded to quicksilver rewards, but it is still offically a capital one platinum card on the statement. Recently, all of my utilities/services allow credit card bill pay, and my kid's daycare does as well, and we put most grocery purchases on this card, so we put about $1500 per month on this card. In the past 2 years, I've put much more purchases on the card to get the limit up, and I have gotten it up to $13,000 now. Then it was stuck at $4000 until recently, as I used my other card since the limit grew much faster. The first 9-10 years, I used it once a month just to keep the account active and the credit limit grew from less than $1000 to $4000 in one or two years. I've had a Capital One platinum card for 12 years.
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